Why milestones (not full upfront)
Some Delhi designers ask for 100% upfront. We don't, because it's not how NRI bespoke trust is built. Splitting payment across booking, mid-build and pre-dispatch protects you — if for any reason we cannot deliver, only paid-for stages are at risk, and the booking deposit is refundable for the first 14 days.
Wire transfer mechanics
Most NRI brides pay via international wire from their local bank to our HSBC India account. Typical wire fee is $25–45 charged by your sending bank; we don't add anything on top. The wire usually settles in 1–3 business days. We email a confirmation within 24 hours of receipt.
We don't accept credit card or PayPal for the full balance because their FX spreads and chargeback rules add 3–5% in hidden costs that ultimately come out of your design budget.
FX rate considerations
Your sending bank sets the FX rate at the moment your wire is sent. Specialist services like Wise, Revolut, OFX and Currencies Direct typically beat high-street bank rates by 2–4%, which on a $5,000 lehenga can save $100–200. We can invoice you in INR if you prefer to handle FX yourself.
Key takeaways
- Invoiced in your local currency
- Three-milestone payment: 30% / 40% / 30%
- International wire to HSBC India
- No hidden processing fees from us
- Refundable booking deposit if we cannot deliver